Delete your account

Last updated October 14, 2026

In the iowe app, open You, then Privacy & data, choose Delete account, and confirm. You can download your data there first. Deletion happens right away and cannot be undone.

What goes

• Your sign-in, name, username and photo.
• Your payment details, including any Zelle QR code.
• Your saved receipts and the splits you shared, whose links stop working.
• Your friends, friend requests, invites and blocks.
• Your notification settings and the phones that get them.
• Groups nobody else on iowe is in.

What stays

• Shared group costs with your name on them, so the others still add up. The group shows you as having deleted your account.
• Money requests between you and a friend. They see them from a deleted account.

Money

Deleting settles nothing. Money you owe or are owed stays owed, and nobody can pay you through iowe after. Payments you made in Venmo, Cash App, PayPal, or Zelle through your bank remain with that provider.

If you cannot sign in

Email edward@sebre.ai with the subject “Delete my iowe account”. We may need to verify that the account belongs to you before removing it. Do not send passwords or payment credentials.

What else to know

Copies already saved by friends or messaging services cannot be recalled. Backups and records we must retain may remain as described in our Privacy Policy. Contact us if a shared entry contains personal information you want removed, or to remove specific data while keeping your account.